Information About Credit Reports

How does bankruptcy affect your credit?

Your credit reports is made up of reports from the three nationwide credit reporting companies; Experian, TransUnion and Equifax. The report contains information about where you live, how often you’re late paying bills, or have ever filed for bankruptcy. Make sure the information is accurate, complete, and up-to-date, because credit reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home.

We’ve gathered a wealth of information here to help you sort through the process of getting your credit report, correcting or disputing any errors within the report and give you a sense of how important your credit rating is in different areas of your life.

Getting Your Free Credit Report

How to Dispute Credit Reports

Correcting Credit Report Errors

Sample Credit Report Dispute Letter

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